Some car accidents have serious consequences for those involved. If you suffered grave injuries in an accident that happened because of someone’s fault, you may have the scope to file a personal injury lawsuit. Keep in mind that personal injury laws in Colorado are complicated, and things may not work out as expected. Your best bet is to hire a Pueblo car accident lawyer, who can guide you on all the relevant aspects, besides offering a fair idea of what to expect in compensation. Here is an overview of car accident laws in Colorado.
The “statute of limitations”
Every state has a “statute of limitations”, including Colorado, which sets the time limit within which a plaintiff can file a personal injury lawsuit. However, the limitations do not apply to car insurance claims. You have to inform your insurance company and file a claim with the at-fault party’s insurer within a reasonable time. Colorado allows a period of three years, from the date of the accident, to file personal injury and vehicle damage lawsuits. If the accident led to the death of someone, the immediate family has two years to file a wrongful death claim or lawsuit. The count starts from the date of death, which may not be the same as the date of accident.
The “modified comparative negligence” rule
Colorado follows the “modified comparative negligence” rule when it comes to car accidents. In simple English, this means that a person may lose a percentage of their compensation, if they had a role in the accident. For instance, if you were found to be 20% at fault and were awarded $20,000 in compensation, you can only get $16,000 and not the full amount.
The need for a car accident lawyer
Hiring a car accident lawyer is entirely your personal choice, but keep in mind that you will need advice and assistance on various matters. In case of accidents where the fault is disputed, the other party’s insurance company may adhere to tactics that may impact your compensation. Hiring a lawyer will ensure that you don’t settle for anything less than what you deserve. Also, your car accident lawyer will do their part of investigation and gather evidence to prove things on your side. As needed, the lawyer may even decide to file a lawsuit, in case negotiations fail.
A car accident can derail your life, and you deserve to get the settlement you deserve.